From the HUD-1 you’ll have the dollar amount that needs to be wired to the closing attorney for the day of closing.  We advise that you do this one or two days before closing so that the wire clears and we are not waiting on anything at closing.  The attorney and your agent will both send you the wiring instructions that you will need to give to your bank to execute the wire.  This usually takes about 10-15 minutes but many banks require you to come in personally to the branch to execute the wire, so plan accordingly.